francis Onieze Obarisiagbon

● Led and mitigated risk, reduced exceptions report, and increased financial data accuracy by 80% ● Pro-Actively engage with borrowers and other department in the Bank to obtain timely relevant information and the enforcement of 100% repayment ● Provide awareness and guidance to all stakeholders in the Bank with respect to Loan remediation policies, practices, and standards by 80% ● Drafted audit programs that addressed adherence issues, strengthening audit efficiency by 45% ● Develop reporting systems to manage, monitor and report activities related to the Loan Remediation portfolio by 100% ● Providing training, coaching, development and motivation for bank personnel. Developing forecasts, financial objectives and business plans By 90 % ● Directing all operational aspects including distribution, customer service, human resources, administration and sales in accordance with the bank's objectives. By 90% ● Drafted audit programs that addressed adherence issues, strengthening audit efficiency by 50%

● Developing MOU with Government parastatals and other relevant bodies on how credit facilities can be access by their staff with 100% in view. ● Provide awareness and guidance to all stakeholders in the Bank with respect to Loan remediation policies, practices, and standards ● Develop reporting systems to manage, monitor and report activities related to the Loan Remediation portfolio By 100% ● Directing Critical appraisal and KYC of client business(s) before approving credit facilities by 100 % ● Directing all operational aspects including distribution, customer service, human resources, administration and sales in accordance with the bank's objectives By 70%

● Coordinated payable and bank statement reconciliation to document financial report 90% ● Performed budget, variances analysis, removed expense waste by 25% ● Prepared tax return and making sure that appropriate government levy are paid on time to avoid tax default and sanctions. 90% ● Led and mitigated risk, reduced exceptions report, and increased financial data accuracy by 90% ● Procurement, and negotiated for approval, saved cost by 90% ● developed a database for tracking, improved seamless transaction records By 90% ● Oversaw administrative duties including bookkeeping(General Ledger, Cash book Expense Analysis book, payroll, logistics, IT errors (Navision) and maintenance issues, resulting in 100% smooth operations